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CareFirst (CFMI)
This request is absolutely appalling It is unsustainable they will be pricing themselves out of the state and leaving Maryland with less options Healthcare should not be about profit margins we need to find a away on a national level to take the profit out of healthcare Insurance companies should concentrate on quality of care and innovation to lessen costs not raising prices every year
    Submitted By: brittney palmer    Location: Halethorpe MD    Date: 5/7/2018

Documents: None   
I have BCBS and I m 64 years old. Can t wait for Medicare next April and I feel compelled to comment. I had a $500.00 dollar a month increase last year for a bill of approx $1583.00 a month. Now the projected increase is approx 92 percent. If the Md Insurance Commission allows this I think there is something wrong with the commission. This is totally unacceptable and doesn t even make sense. Have a nerve and deny this stupid and unfair increase.
    Submitted By: Sarah Doyle    Location: Abell MD    Date: 5/8/2018

Documents: None   
I cannot believe the greed that these people have when they should be helping people. If this is approved noone will be able to afford them. Horrific
        Location: Parkville MD    Date: 5/8/2018

Documents: None   
It seems free services like birth control and colonoscopies actually cost money, eh?
    Submitted By: David Reilly    Location: Annapolis MD    Date: 7/2/2018

Documents: None   
Had a $ 700 increase last year and a a bigger deductible. Pay $ 1881.14 for 2 adults in their 50's. Had a MRI done and cost me over $1,000. Can't afford to pay the premium, can't afford to use it either.
    Submitted By: Barbara Brookens    Location: Chesapeake City MD    Date: 7/4/2018

Documents: None   
Please see the attached comments from Consumer Health First
    Submitted By: Beth Sammis    Location: Baltimore MD    Date: 7/6/2018

             Consumer Health First Comments for 2019
Please see the attached comment from Mrs. Therese DeGraw.
    Submitted By: Therese DeGraw    Location: Monkton MD    Date: 7/11/2018

             Therese DeGraw Premium Rate Comments
Please see attached comments from Mrs. Sierchio
    Submitted By: Kristi Sierchio    Location: Joppa MD    Date: 7/23/2018

             Comments from Mrs. Sierchio
Please see the attached comment from Mrs. Ellen Ryan
    Submitted By: Ellen Ryan    Location: Rockville MD    Date: 8/15/2018

             Comment from Ellen Ryan
Please see the attached comments from the Office of the Attorney General.
    Submitted By: Patricia O'Connor    Location: Baltimore MD    Date: 8/17/2018

Blue Cross previously proposed individual health insurance premium increases that were beyond draconian. The increases, in some cases of 87 percent, would have rendered individual health insurance unaffordable in Maryland. The alleged basis for the increased premiums was the high risk of the covered population and claims by a population with significant pre-existing conditions. The Governor and State Legislature have succeeded in establishing a reinsurance fund that will protect Blue Cross against massive claims. With this reinsurance fund, Blue Cross should now be required to drop their premium increase to less than 5 percent. Blue Cross is making a lot of money. They don't need to gauge the citizens of Maryland who have no meaningful choices for health insurance. If they don't want Blue Cross, they only have Kaiser Health Insurance. However, Kaiser is an HMO. In an HMO, your choices are constricted. So, if you want to choose your hospital and doctor, Blue Cross is the only choice in our state. The Maryland Insurance Administration should reduce Blue Cross' demand to a five percent rate increase.
    Submitted By: Harvey Bank    Location: Gaithersburg MD    Date: 9/7/2018

Documents: None   
(Individual and Multi-State Individual)
(Maryland Small Group and Multi-State Small Group)

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